Thursday, December 22, 2022Builders risk is an insurance specialized for dangers that specific industries face. This insurance covers property under construction against incidents with fire, lightning, hail, theft, vandalism and other dangers. Property possibly covered beneath a builders risk policy includes the buildings or structures themselves, materials, supplies and equipment. READ MORE >>
Wednesday, November 2, 2022It’s no secret that insuring a teen driver is expensive. Teen drivers don’t have the experience of mature drivers, and they are statistically more likely to get into car crashes, particularly severe ones. Still, it’s not a lost cause to get favorable rates for your teen, but it will require some commitment from the young driver themself. READ MORE >>
Tuesday, October 18, 2022States control many of the elements of workers’ compensation insurance. Considering this, it can be hard to manage the rules and requirements of this type of insurance if you have employees who work across state lines. As a business owner, you want to protect your team. READ MORE >>
Friday, September 16, 2022SR-22 is often referred to as a type of insurance, but it actually refers to a form your state may request proving that your auto insurance policy meets minimum liability coverage requirements. In Virginia, SR-22 is also called FR-44. Other states may call it a certificate of financial responsibility. READ MORE >>
Wednesday, August 10, 2022Many renters feel that since they don't own the property the live in, there is no need for insurance. Surveys have revealed that over half of those who rent a house, apartment or condo have not bought renters insurance. Let's look at some of the common reasons people don't buy renters insurance. READ MORE >>
Monday, July 25, 2022As long as recreational vehicles are used on the road, they must have insurance. As with car insurance, states have varying auto insurance requirements when it comes to RVs. Be sure to check with your state about the minimum requirements. Most states require: READ MORE >>
Monday, June 20, 2022Knowing the rules of the road when it comes to motorcycle safety is key in the operation of your vehicle. The first cardinal rule of operating a motor vehicle is being properly insured. Having the right motorcycle insurance policy in place can save you time, money and significant losses in the event of an unforeseen accident or disaster. READ MORE >>
Wednesday, May 11, 2022When you purchased your home, you likely purchased homeowners insurance at the same time; and if you are like most homeowners, you have not thought about it since. Here are some questions to discuss with your independent insurance agent to make sure your policy fits your current needs. READ MORE >>
Wednesday, April 13, 2022Accidents happen, most of the time in the most unexpected way. Say a guest slips in your restaurant and twists their ankle. You call for medical assistance immediately, but the guest is furious and doesn’t want to pay for the medical expenses. What do you do? READ MORE >>
Monday, March 14, 2022Businesses that use vehicles for work face a lot of risks. Whether your company owns a fleet or uses personal vehicles, it’s important to have the right kind of insurance. Luckily, commercial auto insurance can extend to a variety of vehicles, including rental cars. READ MORE >>
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