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HIS Insurance & Services Blog

View the latest blog posts from HIS Insurance & Services.

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Wednesday, June 11, 2025

Insuring a Used Car or Auto

Many Americans buy safe, reliable and well-maintained used cars. If you’re one of them, it’s important to understand someone else owned your vehicle before you did. This means that they exposed it to usage risks that might have lessened its quality and safety. READ MORE >>

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Monday, May 12, 2025

Summer Road Trips: Advice on Staying Safe

Summer is approaching and for many that means it is time for a summer road trip. Of course, you want to make sure your trip to and from your vacation destination is safe. Here are some tips to help you have an accident-free summer trip! Planning READ MORE >>

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Friday, April 4, 2025

How Much Will My Homeowners Insurance Pay Me for Structure Damage?

It is no secret that homes will cost money. So, if something like severe weather, fires, <vandalism> or another hazard damages the dwelling, then that’s a lot of money that you might lose on your investment. Your policy will usually cover damage to the structure. READ MORE >>

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Monday, March 3, 2025

What Motorcycle Safety Gear Should You Wear?

Did you know that motorcyclists are 35 times more likely to be involved in a fatal accident than drivers of cars? It shouldn’t come as much of a surprise considering that bikes don’t offer the protection of airbags and steel like cars. READ MORE >>

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Monday, February 3, 2025

Why Do I Need to Review My Life Insurance Policy Every Year?

So, you purchased a life insurance policy. Now your family is set and financially secure. That should be the end of it, right? Unfortunately, that isn’t the case. It’s recommended that you review your life insurance policy every year. Life brings about a lot of changes, and adjustments in your policy need to be made in response. READ MORE >>

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Wednesday, January 1, 2025

3 Easy Ways to Spot Workers Compensation Insurance Fraud

One of the most essential business insurance products is workers' compensation insurance. Modern workers' comp insurance carries layers of federal, state and local regulations. These regulations protect both the injured worker and the employer. READ MORE >>

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Monday, December 2, 2024

Why You Need Boat Insurance During All Seasons

You might only use your boat seasonally, and now that we are deep into autumn, the time might be approaching when you put the vessel in dry dock for the winter. Since you won’t be using your boat during the colder months of the year, the thought might cross your mind to drop your boat insurance coverage. READ MORE >>

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Friday, November 1, 2024

Insuring Commercial Vehicle Contents Against Theft

All vehicles are vulnerable to theft, commercial vehicles included. However, commercial auto insurance will be available to help the vehicle’s owner cover the costs of their losses, including vehicle repairs (if you recover the stolen vehicle) or the cost of buying a new car. READ MORE >>

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Tuesday, October 1, 2024

Top Destinations to Visit in Your RV

Not sure where to head out this summer for your annual family RV vacation? Here are some popular places that are both beautiful and RV friendly. Be sure to plan ahead by getting tickets and updating your RV insurance before hitting the road. Here are some of the best RV destinations in the United States. READ MORE >>

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Monday, September 2, 2024

The All-Inclusive BOP

Insuring your business is just as important as insuring your car or your home, but it can be difficult to decide on coverage with so many available options. Luckily for small to medium sized businesses, there is an all-in-one plan called a business owner’s policy, or a BOP. READ MORE >>

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HIS Insurance & Service Inc.
2810 Valley Avenue | Winchester, VA 22601
Harrisonburg Location
789 E Market St | Harrisonburg, VA 22801
Local: 540-678-1597 | Toll Free: 800-240-3654 | Fax: 540-535-0600
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