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Home > Es-Us > Blog > HIS Insurance & Services Blog Page 5
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HIS Insurance & Services Blog Page 5

View the latest blog posts from HIS Insurance & Services.

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Friday, September 16, 2022

SR-22 Insurance

SR-22 is often referred to as a type of insurance, but it actually refers to a form your state may request proving that your auto insurance policy meets minimum liability coverage requirements. In Virginia, SR-22 is also called FR-44. Other states may call it a certificate of financial responsibility. READ MORE >>

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Wednesday, August 10, 2022

Common Reasons People Don't Buy Renters Insurance

Many renters feel that since they don't own the property the live in, there is no need for insurance. Surveys have revealed that over half of those who rent a house, apartment or condo have not bought renters insurance. Let's look at some of the common reasons people don't buy renters insurance.  READ MORE >>

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Monday, July 25, 2022

What Kind of Insurance is Required for an RV?

As long as recreational vehicles are used on the road, they must have insurance. As with car insurance, states have varying auto insurance requirements when it comes to RVs. Be sure to check with your state about the minimum requirements. Most states require:  READ MORE >>

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Monday, June 20, 2022

Rules of Motorcycle Safety

Knowing the rules of the road when it comes to motorcycle safety is key in the operation of your vehicle. The first cardinal rule of operating a motor vehicle is being properly insured. Having the right motorcycle insurance policy in place can save you time, money and significant losses in the event of an unforeseen accident or disaster. READ MORE >>

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Wednesday, May 11, 2022

Is it Time for a Homeowners Insurance Checkup?

When you purchased your home, you likely purchased homeowners insurance at the same time; and if you are like most homeowners, you have not thought about it since. Here are some questions to discuss with your independent insurance agent to make sure your policy fits your current needs.  READ MORE >>

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Wednesday, April 13, 2022

How Long Do You Have to File a General Liability Claim?

Accidents happen, most of the time in the most unexpected way. Say a guest slips in your restaurant and twists their ankle. You call for medical assistance immediately, but the guest is furious and doesn’t want to pay for the medical expenses. What do you do?  READ MORE >>

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Monday, March 14, 2022

Does Commercial Auto Insurance Cover Rental Cars?

Businesses that use vehicles for work face a lot of risks. Whether your company owns a fleet or uses personal vehicles, it’s important to have the right kind of insurance. Luckily, commercial auto insurance can extend to a variety of vehicles, including rental cars. READ MORE >>

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Thursday, February 10, 2022

BOP Insurance Can Protect Your Assets

Investing in business insurance makes good financial sense. Most companies recognize the risks they face when confronted with a fire or a lawsuit. However, it only takes only a single incident like this to see just how financially devastating it can be. One simple and affordable way to protect your company is to purchase BOP insurance. READ MORE >>

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Friday, January 14, 2022

Builders Risk Insurance Vs. Liability Coverage: How Each Benefit Works

For construction contractors, there is nothing more important than safeguarding your works in progress. After all, if something were to damage the property and interrupt your progress, then you might face a huge financial setback. At this point, it’s critical that you have builder’s risk insurance ready and waiting. READ MORE >>

Tuesday, November 30, 2021

How Are Death Benefits Paid from a Life Insurance Policy

When you insure yourself under a life insurance policy, you will name a beneficiary who will receive the policy’s payout in the event of your death. This settlement is called a death benefit, and it can ease your survivors’ financial burdens in numerous practical ways.  READ MORE >>

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HIS Insurance & Service Inc.
2810 Valley Avenue | Winchester, VA 22601
Harrisonburg Location
789 E Market St | Harrisonburg, VA 22801
Local: 540-678-1597 | Toll Free: 800-240-3654 | Fax: 540-535-0600
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