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Fairfax Life Insurance

Call us for life insurance policies in Fairfax, VA.

Regardless of where you are in life, life insurance is an effective plan to guard your family. Someday you will pass away and you will need to be able to help your loved ones with additional stability. Contact HIS Insurance And Service to learn more about our life insurance services.

What Does Life Insurance Do?

Similar to other policies, life insurance is an agreement between the policyholder and the insurance company that provides the policy. When you pay your premium regularly, the insurance company will return a lump sum of cash to those listed on the insurance plan in the event that the policy owner passes away.

Types of Life Insurance

In general are three kinds of life insurance to consider: term, whole and universal. When it comes to term vs. whole life insurance, it’s good to have the truth.

Term life insurance is not permanent and only requires payment for an agreed upon period of time to help your survivors for an established amount of time. On the other hand, whole and universal life insurance policies are more stable. They endure the span of the policy owner’s life and give perks such as simple access to savings, cash value and potential tax-advantage expansion to develop your assets.

There are perks and pitfalls to each type of life insurance plan. The professionals from HIS Insurance And Service in Fairfax can show you which type of life insurance is best for you and your family.

Advantages of Life Insurance

Every family is different, which is why every life insurance policy can differentiate. This is why choosing an experienced insurance advisor is a necessity.

Why Should You Have Life Insurance?

  • Your family may not be able to afford funeral arrangements, or they may have to drain their resources.
  • Afford the needs of children still under your care.
  • Pay off mortgages and/or other remaining outstanding debts.

Contact Us

If you want to find out more information about life insurance and how it can protect your family, call HIS Insurance And Service near Fairfax now.

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