Facts about SR-22
The most fundamental thing you should know about an SR-22 is that it is not actually insurance. An SR-22 is a vehicle liability insurance file required by Virginia’s Department of Motor Vehicles for anyone with a high risk insurance policy. SR-22s are generally essential for a driver to reinstate driving allowances after an uninsured car accident or traffic-related offense like a DUI. If you are sentenced for driving without insurance, driving with a deferred license or driving under the influence, you may be required to have an SR-22 for three to five years. An SR-22 is only necessary if a judge rules that you must acquire one and if you already have insurance you just need to add it to your policy. If you are uninsured, you must appraise an auto policy and SR-22.
An SR-22 is reasonably cost-effective, yet there are still some expenses included.
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Keep in mind that an SR-22 is not lasting. You can remove the file from your policy after you’ve maintained it for the state-mandated time period. Once your SR-22 has been dismissed, your driving record will also be acquitted of the violations that activated the SR-22.
Has a court demanded that you file for an SR-22 after experiencing a car accident or other moving violation? Reach out to HIS Insurance & Service today, we’ll help you attach an SR-22 to existing insurance, and if you are uninsured we’ll find you an inexpensive quote to fit your needs.
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