What You Need to Know

When convicted of a DUI, you are typically required to get an SR-22.

The first thing you need to know about an SR-22 in Woodstock, Va is that it is not actually insurance. An SR-22 is a vehicle liability insurance file delegated by Va’s Department of Motor Vehicles for anyone with a high risk insurance policy. SR-22s are usually necessary for a driver to reestablish driving rights after an uninsured car accident or traffic-related violation like a DUI. If you are acquitted of driving without insurance, driving with a suspended license or driving under the influence, you may be obliged to have an SR-22 for three to five years. An SR-22 is only essential if a judge instructs you to acquire one and if you already have insurance you just need to add it to your policy. If you don’t have insurance, you must quote an auto policy and SR-22.

An SR-22 in Woodstock Va is fairly cost-effective, however there are still some expenses involved. These costs cover an SR-22 filing fee, marked up insurance rate because of a moving offense or collision and the possibility of the state requiring you to pay in full when your insurance includes an SR-22 filing.

Trust Us to File Your SR-22

Keep in mind that an SR-22 is not permanent. You can remove the file from your policy after you’ve maintained it for the required amount of time. Once your SR-22 has been dismissed, your driving record will also be clear of the infractions that triggered the SR-22.

If you’ve been charged with an SR-22 by a judge, call HIS Insurance & Service today. We can help you add on an SR-22 to an existing policy or find you an auto policy quote so you can file for the SR-22.

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