Facts about SR-22
The first thing you need to know about an SR-22 is that it is not actually insurance. An SR-22 is a vehicle liability insurance file required by Virginia’s Department of Motor Vehicles for anyone with a high risk insurance policy. SR-22s are typically needed for a driver to reestablish driving rights after an uninsured car accident or traffic-related infraction like a DUI. If you are sentenced for driving without insurance, driving with a deferred license or driving under the influence, you may be instructed to have an SR-22 for three to five years. An SR-22 is only necessary if a judge demands that you acquire one and if you already have insurance you just need to add it to your policy. If you are uninsured, you must quote an auto policy and SR-22.
An SR-22 is more or less inexpensive, however there are still some costs included.
Trust Us to File Your SR-22
Keep in mind that an SR-22 is not forever. You can eliminate the file from your policy after you’ve had it for the three to five years required by the state. Once your SR-22 has been dismissed, your driving record will also be clear of the violations that activated the SR-22.
If you’ve been charged with an SR-22 by a judge, call HIS Insurance & Service today. We can help you add an SR-22 to an existing policy or find you an auto policy quote so you can file for the SR-22.
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