What You Need to Know
The first thing you need to know about an SR-22 in Winchester, Va is that it is not actually insurance. An SR-22 is a vehicle liability insurance certificate required by Va’s Department of Motor Vehicles for anyone with a high risk insurance policy. SR-22s are usually needed for a driver to restore driving rights after an uninsured car accident or traffic-related offense like a DUI. If you are sentenced for driving without insurance, driving with a suspended license or driving under the influence, you may be instructed to have an SR-22 for three to five years. An SR-22 is only essential if a judge rules that you must acquire one and if you already have insurance you just need to add it to your policy. If you are uninsured, you must estimate an auto policy and SR-22.
An SR-22 in Winchester Va is more or less inexpensive, nevertheless there are still some costs included. These costs consist of an SR-22 filing fee, marked up insurance rate because of a moving offense or collision and the likelihood of the state requiring you to pay in full when your insurance contains an SR-22 filing.
Trust Us to File Your SR-22
Keep in mind that an SR-22 is not permanent. You can eliminate the file from your policy after you’ve had it for the three to five years required by Va. Once your SR-22 has been cleared, your driving record will also be acquitted of the infractions that triggered the SR-22.
Has a court ordered that you file for an SR-22 after experiencing a car accident or other moving violation? Contact HIS Insurance & Service in Winchester Va today, we’ll help you attach an SR-22 to existing insurance, and if you are uninsured we’ll find you an inexpensive quote to fit your needs.
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