Facts about SR-22
The most fundamental thing you should know about an SR-22 is that it is not actually insurance. An SR-22 is a vehicle liability insurance document mandated by Virginia’s Department of Motor Vehicles for anyone with a high risk insurance policy. SR-22s are generally necessary for a driver to reinstate driving allowances after an uninsured car accident or traffic-related offense like a DUI. If you are sentenced for driving without insurance, driving with a suspended license or driving under the influence, you may be instructed to have an SR-22 for three to five years. An SR-22 is only necessary if a judge demands that you acquire one and if you already have insurance you just need to add it to your policy. If you are uninsured, you must appraise an auto policy and SR-22.
An SR-22 is reasonably affordable, however there are still some expenses included.
Trust Us to File Your SR-22
Keep in mind that an SR-22 is not lasting. You can remove the file from your policy after you’ve had it for the three to five years required by the state. Once your SR-22 has been withdrawn, your driving record will also be void of the violations that activated the SR-22.
Has a court ordered that you file for an SR-22 after experiencing a car accident or other moving infraction? Contact HIS Insurance & Service today, we’ll help you attach an SR-22 to existing insurance, and if you don’t already have insurance we’ll find you an affordable quote to fit your needs.
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