What You Need to Know
The first thing you need to know about an SR-22 is that it is not actually insurance. An SR-22 is a vehicle liability insurance certificate delegated by Virginia’s Department of Motor Vehicles for anyone with a high risk insurance policy. SR-22s are generally necessary for a driver to reestablish driving privileges after an uninsured car accident or traffic-related infraction like a DUI. If you are sentenced for driving without insurance, driving with a deferred license or driving under the influence, you may be obliged to have an SR-22 for three to five years. An SR-22 is only needed if a judge rules that you must acquire one and if you already have insurance you just need to add it to your policy. If you are uninsured, you must appraise an auto policy and SR-22.
An SR-22 is more or less affordable, however there are still some expenses involved.
We’ll Help You with an SR-22
Keep in mind that an SR-22 is not permanent. You can remove the file from your plan after you’ve had it for the three to five years required by the state. Once your SR-22 has been withdrawn, your driving record will also be acquitted of the infractions that caused the SR-22.
If you’ve been charged with an SR-22 by a judge, call HIS Insurance & Service today. We can help you include an SR-22 to an existing policy or find you an auto policy quote so you can file for the SR-22.
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