What You Need to Know
The first thing you need to know about an SR-22 is that it is not an insurance policy. An SR-22 is a vehicle liability insurance certificate delegated by Virginia’s Department of Motor Vehicles for anyone with a high risk insurance policy. SR-22s are generally essential for a driver to reestablish driving privileges after an uninsured car accident or traffic-related violation like a DUI. If you are sentenced for driving without insurance, driving with a deferred license or driving under the influence, you may be obliged to have an SR-22 for three to five years. An SR-22 is only needed if a judge rules that you must acquire one and if you already have insurance you just need to add it to your policy. If you are uninsured, you must appraise an auto policy and SR-22.
An SR-22 is reasonably cost-effective, nevertheless there are still some expenses included.
We’ll Help You with an SR-22
Keep in mind that an SR-22 is not permanent. You can eradicate the file from your policy after you’ve maintained it for the required amount of time. Once your SR-22 has been dismissed, your driving record will also be clear of the infractions that triggered the SR-22.
Has a court ordered that you file for an SR-22 after experiencing a car accident or other moving misdemeanor? Contact HIS Insurance & Service today, we’ll help you attach an SR-22 to existing insurance, and if you are uninsured we’ll find you an inexpensive quote to fit your needs.
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