Facts about SR-22
The first thing you need to know about an SR-22 is that it is not actually insurance. An SR-22 is a vehicle liability insurance file mandated by Virginia’s Department of Motor Vehicles for anyone with a high risk insurance policy. SR-22s are usually necessary for a driver to restore driving privileges after an uninsured car accident or traffic-related offense like a DUI. If you are acquitted of driving without insurance, driving with a deferred license or driving under the influence, you may be obliged to have an SR-22 for three to five years. An SR-22 is only essential if a judge rules that you must acquire one and if you already have insurance you just need to add it to your policy. If you don’t have insurance, you must quote an auto policy and SR-22.
An SR-22 is reasonably inexpensive, however there are still some expenses included.
Call Us for Help with Your SR-22
Keep in mind that an SR-22 is not permanent. You can eliminate the file from your policy after you’ve maintained it for the three to five years required by the state. Once your SR-22 has been withdrawn, your driving record will also be acquitted of the violations that caused the SR-22.
If you’ve been charged with an SR-22 by a judge, call HIS Insurance & Service today. We can help you add on an SR-22 to an existing policy or find you an auto policy quote so you can file for the SR-22.
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