What You Need to Know
The first thing you need to know about an SR-22 is that it is not an insurance policy. An SR-22 is a vehicle liability insurance file required by Virginia’s Department of Motor Vehicles for anyone with a high risk insurance policy. SR-22s are generally needed for a driver to reinstate driving privileges after an uninsured car accident or traffic-related offense like a DUI. If you are acquitted of driving without insurance, driving with a deferred license or driving under the influence, you may be obliged to have an SR-22 for three to five years. An SR-22 is only needed if a judge demands that you acquire one and if you already have insurance you just need to add it to your policy. If you don’t have insurance, you must quote an auto policy and SR-22.
An SR-22 is reasonably cost-effective, nevertheless there are still some expenses involved.
We’ll Help You with an SR-22
Keep in mind that an SR-22 is not forever. You can remove the file from your plan after you’ve had it for the required amount of time. Once your SR-22 has been dismissed, your driving record will also be clear of the damages that triggered the SR-22.
Has a court ordered that you file for an SR-22 due to a car accident or other moving violation? Connect with HIS Insurance & Service today, we’ll help you attach an SR-22 to existing insurance, and if you are uninsured we’ll find you an affordable quote to fit your needs.
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