What You Need to Know
The most fundamental thing you should know about an SR-22 in Luray, Va is that it is not actually insurance. An SR-22 is a vehicle liability insurance document delegated by Va’s Department of Motor Vehicles for anyone with a high risk insurance policy. SR-22s are generally necessary for a driver to restore driving privileges after an uninsured car accident or traffic-related offense like a DUI. If you are sentenced for driving without insurance, driving with a deferred license or driving under the influence, you may be instructed to have an SR-22 for three to five years. An SR-22 is only necessary if a judge rules that you must acquire one and if you already have insurance you just need to add it to your policy. If you don’t have insurance, you must estimate an auto policy and SR-22.
An SR-22 in Luray Va is reasonably inexpensive, yet there are still some costs included. These costs consist of an SR-22 filing fee, a more expensive insurance rate because of a moving misdemeanor or collision and the chance of the state necessitating you to pay in full when your insurance incorporates an SR-22 filing.
Trust Us to File Your SR-22
Keep in mind that an SR-22 is not permanent. You can remove the file from your policy after you’ve maintained it for the three to five years required by Va. Once your SR-22 has been withdrawn, your driving record will also be void of the infractions that caused the SR-22.
Has a court ordered that you file for an SR-22 due to a car accident or other moving misdemeanor? Reach out to HIS Insurance & Service in Luray Va today, we’ll help you attach an SR-22 to existing insurance, and if you don’t already have insurance we’ll find you an affordable quote to fit your needs.
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