What You Need to Know
The first thing you need to know about an SR-22 is that it is not an insurance policy. An SR-22 is a vehicle liability insurance certificate delegated by Virginia’s Department of Motor Vehicles for anyone with a high risk insurance policy. SR-22s are usually necessary for a driver to reinstate driving allowances after an uninsured car accident or traffic-related infraction like a DUI. If you are convicted of driving without insurance, driving with a deferred license or driving under the influence, you may be obliged to have an SR-22 for three to five years. An SR-22 is only essential if a judge instructs you to acquire one and if you already have insurance you just need to add it to your policy. If you are uninsured, you must quote an auto policy and SR-22.
An SR-22 is fairly inexpensive, yet there are still some costs included.
We’ll Help You with an SR-22
Keep in mind that an SR-22 is not permanent. You can remove the file from your plan after you’ve had it for the state-mandated time period. Once your SR-22 has been dismissed, your driving record will also be acquitted of the infractions that caused the SR-22.
If you’ve been assigned an SR-22 by a judge, call HIS Insurance & Service today. We can help you add an SR-22 to an existing policy or find you an auto policy quote so you can file for the SR-22.
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