Facts about SR-22
The most fundamental thing you should know about an SR-22 is that it is not actually insurance. An SR-22 is a vehicle liability insurance certificate mandated by Virginia’s Department of Motor Vehicles for anyone with a high risk insurance policy. SR-22s are generally necessary for a driver to reinstate driving rights after an uninsured car accident or traffic-related infraction like a DUI. If you are convicted of driving without insurance, driving with a suspended license or driving under the influence, you may be obliged to have an SR-22 for three to five years. An SR-22 is only essential if a judge instructs you to acquire one and if you already have insurance you just need to add it to your policy. If you don’t have insurance, you must quote an auto policy and SR-22.
An SR-22 is more or less affordable, yet there are still some costs built in.
We’ll Help You with an SR-22
Keep in mind that an SR-22 is not permanent. You can eliminate the file from your plan after you’ve had it for the required amount of time. Once your SR-22 has been withdrawn, your driving record will also be void of the infractions that activated the SR-22.
Has a court demanded that you file for an SR-22 due to a car accident or other moving infraction? Connect with HIS Insurance & Service today, we’ll help you attach an SR-22 to existing insurance, and if you are uninsured we’ll find you an affordable quote to fit your needs.
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