What You Need to Know
The first thing you need to know about an SR-22 is that it is not actually insurance. An SR-22 is a vehicle liability insurance certificate mandated by Virginia’s Department of Motor Vehicles for anyone with a high risk insurance policy. SR-22s are typically essential for a driver to reestablish driving rights after an uninsured car accident or traffic-related violation like a DUI. If you are acquitted of driving without insurance, driving with a suspended license or driving under the influence, you may be required to have an SR-22 for three to five years. An SR-22 is only needed if a judge rules that you must acquire one and if you already have insurance you just need to add it to your policy. If you don’t have insurance, you must quote an auto policy and SR-22.
An SR-22 is more or less inexpensive, nevertheless there are still some expenses included.
Call Us for Help with Your SR-22
Keep in mind that an SR-22 is not permanent. You can remove the file from your plan after you’ve maintained it for the state-mandated time period. Once your SR-22 has been withdrawn, your driving record will also be clear of the violations that activated the SR-22.
If you’ve been assigned an SR-22 by a judge, call HIS Insurance & Service today. We can help you add on an SR-22 to an existing policy or find you an auto policy quote so you can file for the SR-22.
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