What You Need to Know
The most fundamental thing you should know about an SR-22 is that it is not actually insurance. An SR-22 is a vehicle liability insurance certificate delegated by Virginia’s Department of Motor Vehicles for anyone with a high risk insurance policy. SR-22s are typically necessary for a driver to reestablish driving rights after an uninsured car accident or traffic-related violation like a DUI. If you are sentenced for driving without insurance, driving with a suspended license or driving under the influence, you may be instructed to have an SR-22 for three to five years. An SR-22 is only necessary if a judge demands that you acquire one and if you already have insurance you just need to add it to your policy. If you are uninsured, you must appraise an auto policy and SR-22.
An SR-22 is more or less inexpensive, nevertheless there are still some expenses involved.
We’ll Help You with an SR-22
Keep in mind that an SR-22 is not forever. You can eradicate the file from your plan after you’ve had it for the state-mandated time period. Once your SR-22 has been dismissed, your driving record will also be clear of the violations that triggered the SR-22.
Has a court ordered that you file for an SR-22 after experiencing a car accident or other moving violation? Connect with HIS Insurance & Service today, we’ll help you attach an SR-22 to existing insurance, and if you don’t already have insurance we’ll find you an affordable quote to fit your needs.
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