Information about SR-22
The most fundamental thing you should know about an SR-22 is that it is not actually insurance. An SR-22 is a vehicle liability insurance document mandated by Virginia’s Department of Motor Vehicles for anyone with a high risk insurance policy. SR-22s are typically necessary for a driver to reinstate driving privileges after an uninsured car accident or traffic-related offense like a DUI. If you are acquitted of driving without insurance, driving with a suspended license or driving under the influence, you may be obliged to have an SR-22 for three to five years. An SR-22 is only essential if a judge rules that you must acquire one and if you already have insurance you just need to add it to your policy. If you don’t have insurance, you must appraise an auto policy and SR-22.
An SR-22 is fairly inexpensive, however there are still some costs included.
We’ll Help You with an SR-22
Keep in mind that an SR-22 is not forever. You can eliminate the file from your plan after you’ve maintained it for the three to five years required by the state. Once your SR-22 has been dismissed, your driving record will also be clear of the infractions that triggered the SR-22.
If you’ve been charged with an SR-22 by a judge, call HIS Insurance & Service today. We can help you include an SR-22 to an existing policy or find you an auto policy quote so you can file for the SR-22.
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