What You Need to Know
The first thing you need to know about an SR-22 is that it is not actually insurance. An SR-22 is a vehicle liability insurance document delegated by Virginia’s Department of Motor Vehicles for anyone with a high risk insurance policy. SR-22s are typically necessary for a driver to restore driving privileges after an uninsured car accident or traffic-related violation like a DUI. If you are convicted of driving without insurance, driving with a suspended license or driving under the influence, you may be obliged to have an SR-22 for three to five years. An SR-22 is only needed if a judge rules that you must acquire one and if you already have insurance you just need to add it to your policy. If you are uninsured, you must estimate an auto policy and SR-22.
An SR-22 is reasonably affordable, however there are still some expenses built in.
We’ll Help You with an SR-22
Keep in mind that an SR-22 is not forever. You can eradicate the file from your policy after you’ve maintained it for the required amount of time. Once your SR-22 has been withdrawn, your driving record will also be clear of the infractions that activated the SR-22.
Has a court insisted that you file for an SR-22 in the aftermath of a car accident or other moving misdemeanor? Reach out to HIS Insurance & Service today, we’ll help you attach an SR-22 to existing insurance, and if you don’t already have insurance we’ll find you an affordable quote to fit your needs.
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