What You Need to Know
The most fundamental thing you should know about an SR-22 is that it is not an insurance policy. An SR-22 is a vehicle liability insurance document delegated by Virginia’s Department of Motor Vehicles for anyone with a high risk insurance policy. SR-22s are usually necessary for a driver to reinstate driving privileges after an uninsured car accident or traffic-related violation like a DUI. If you are sentenced for driving without insurance, driving with a suspended license or driving under the influence, you may be obliged to have an SR-22 for three to five years. An SR-22 is only necessary if a judge demands that you acquire one and if you already have insurance you just need to add it to your policy. If you don’t have insurance, you must quote an auto policy and SR-22.
An SR-22 is reasonably inexpensive, nevertheless there are still some expenses included.
We’ll Help You with an SR-22
Keep in mind that an SR-22 is not permanent. You can remove the file from your plan after you’ve had it for the required amount of time. Once your SR-22 has been dismissed, your driving record will also be clear of the violations that activated the SR-22.
If you’ve been assigned an SR-22 by a judge, call HIS Insurance & Service today. We can help you add on an SR-22 to an existing policy or find you an auto policy quote so you can file for the SR-22.
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